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What is a bear market and why it matters?
Recently the term “bear market” appear more and more in conversation. But what does it mean? Bears and bulls are common animal metaphors used in the stock market. Think about how these animals attack their prey: a bull would raise its horns upward, while a bear reaches with its head downward. Generally these terms indicate…

Brief market update – 26 September 2022
Last week saw dramatic moves in markets, after a flurry of interest rate hikes and hawkish messaging by central banks – which was led by the Federal Reserve’s third successive +0.75% increase, whilst the UK’s ‘mini budget’ created fall out of its own. Investor concerns about a ‘hard landing’ in the US, has put pressure…

How to help your retirement income last when costs are rising? Few more tips
In the previous article we started talking about planning your pension to ensure you have enough money to sustain your lifestyle throughout your retirement. Here are a couple more things to consider when organising your finances today. Consider other sources of income. It’s worth considering whether you have other sources of income that could let…

It’s never too early or too late to start planning for your retirement.
Get started by using these planning tips to help you feel more confident about life after work. Planning for retirement can feel complex and overwhelming. How long will your savings have to last and what sort of lifestyle would you like to enjoy? There is a lot to consider so it can be hard to…

A WEEK IN FINANCIAL MARKETS
In the UK, the FTSE 100 fell almost 2% on Thursday to close out its worst month since the early days of the Covid pandemic with the Index falling more than 5% over the month of June. US equities rebounded to break a four-day skid in a thinly-traded Friday session that featured multiple flips between…

Is now the perfect time to consider guaranteed income, provided by pension annuities?
If you’re approaching retirement, you’re probably thinking about how you’d like to access your pension savings. There will be lots of options available to you – but, as many households struggle with the cost of living crisis, the benefit of having a guaranteed, regular income may be increasingly difficult to ignore. Is now the perfect…